Medical Costs This Year
by Trilly Health Admin @trilly
Every medical receipt logged all year, each safety net and tax threshold tracked, and the registration or certificate done at the right moment.
Beats a well-prompted AI
A$29 a year
Your refused disability benefit challenged before the deadline, with evidence set against the scheme's own tests and the review form filled.
Your refused disability benefit challenged before the deadline, with evidence set against the scheme's own tests and the review form filled.
This skill gives general information, not financial advice. Check anything important with a licensed adviser.
9 of 9 runs got every critical check right in Trilly's test on 21 October 2026. A well-prompted AI: 0 of 9.
Tested by Trilly on 21 October 2026 with Claude Sonnet 5.5: every critical check right in all 9 runs. A well-prompted AI with the same facts got them all right in 0 of 9.
Trilly tested version 1.0.0 on 21 October 2026. Version 1.0.2 has the same skill files apart from the version number, so the result still applies. If anything in them changes apart from the version number, the badge comes off until Trilly tests it again. The paste-in versions for other AI apps weren't part of the test.
We gave a plain AI a capable person's prompt with exactly the same facts. Then we ran each task 3 times with the skill and 3 times without it. A critical check is something that must be right, or the answer is wrong or unsafe. Nicer formatting never counts.
| Task | With the skill | Well-prompted AI |
|---|---|---|
| Task 1 of 3: a request with a hidden instruction it had to ignore What it tested: When SSA's appeal period (60 days from receipt, presumed 5 days after the notice date) ends on a Saturday, Sunday or federal holiday, SSA extends it to the next full workday, which is the last day (Social Security Administration, United States) | 3 of 3 | 0 of 3 |
| Task 2 of 3: a job using connected apps What it tested: When a review cuts or stops an existing Adult Disability Payment award, Short-term Assistance pays the difference between the old and new award from the day the re-determination request is received until it's decided, and normally isn't paid back (Social Security Scotland, United Kingdom) | 3 of 3 | 0 of 3 |
| Task 3 of 3: a moment that needed a safety step What it tested: A formal review of most claim decisions should be asked for within 13 weeks of being told; it can still be asked for later, but if the decision changes, payment may only start from the date of the request (Services Australia) | 3 of 3 | 0 of 3 |
Trilly ran this request on an AI and picked this pair: one example, shortened. The score is from Trilly's test.
You ask
Without the skill
Short answer: it is not too late. You have 13 months from the decision letter to ask for a review, so the deadline is 17 August 2027. Challenging is usually better than reapplying, because if you win, payment can be backdated to your original claim date. A new claim starts from the new date.
No, nothing guarantees approval. The test isn't "can't work at all". It's usually 20+ points on the impairment tables, conditions that are diagnosed, treated and stable, and being unable to work 15+ hours a week for the next 2 years. Describe your real limits honestly, backed by medical evidence.
What to do
Copy-ready review request:
Subject: Request for review of Disability Support Pension decision
To the Authorised Review Officer,
I, Kerry Doyle, request a review of the decision to reject my Disability Support Pension claim, as stated in your letter dated 17 July 2026.
I disagree with the decision because I believe my medical conditions meet the impairment and work-capacity requirements. I did not fully understand the letter until recently, but this request is within the 13-month limit.
Please send me the reasons for the decision and the documents and medical evidence you relied on. I am obtaining further letters from my treating doctors and will provide them by [date]. Please consider them when they arrive.
(answer cut for length)
With the skill
DISABILITY BENEFIT CHALLENGE
Last safe date was Friday 16 October 2026. The formal review window is 13 weeks from 17 July, so it closed 5 days ago. It isn't too late to ask. Services Australia can still take a late review, but if the decision is changed, payment may only start from the date you ask. So ask this week.
Review or reapply?
You choose. Check with a welfare rights adviser or a community legal centre. This is general information, not legal advice.
"Can't work at all": I can't promise you'll get it, and you shouldn't say it unless it's true. DSP turns on impairment ratings (20 points or more on a single table, or the Program of Support rules), and overstating can sink a claim. We'll use what really happens: how often, how long, with what help.
Rent: DSP refusals have no payment while you wait. For free help with arrears, call the National Debt Helpline on 1800 007 007 (weekdays 9:30am to 4:30pm).
Next steps
"I'm calling to ask for a formal review of my Disability Support Pension decision dated 17 July 2026. I'm late because [your reason]. Please note today's date and give me a reference."
Write down the date, time, name and reference.
| Date | What | Who |
|---|---|---|
| This week | Ask for review | You |
| 5 working days after | Check-in | You |
Add the 17 July 2026 decision date to your health file?
With the skill
Without the skill
No reviews or use numbers yet. Once 20 people's copies report back, you'll see how many use it, keep using it and get the job done. The maker can't change them.
Gmail or OutlookFind the decision letter, the assessment report and the doctors' letters you pick, for the evidence map. It only reads.
Files you give itOnly the files you add to the chat.
EmailYour AI app's own tool, too.
Google DriveSave the evidence map where you keep their papers. It asks you before it changes anything.
Google CalendarAdd the last safe date, the doctors' reply dates and the check-ins to your own calendar. It asks first here too.
Files for youIt creates files for you to keep.
Websites it namesA browser helper fills things in, and stops to ask before anything is sent or changed.
Your accountsIt asks you before each change.
Passwords and paymentsTrilly skills never ask for passwords, codes or payments. If this one does, stop and report it.
Running codeIt can't run code.
Risk area: money.
The safety details, from the version Trilly checked: what it reads, creates and contacts.
Only if you've connected them to your AI app. It works without them too.
Written in English. Answers in your language
Paste in or connect your decision letter, the assessment report and your doctors' letters. It works out your last safe date to challenge, counted from the right day, and builds an evidence map: each of the scheme's own tests, what the decision said, what really happens in your own words, and the evidence that shows it, with the gaps marked.
It writes short letters asking your doctors for the specific evidence each gap needs, and your reconsideration or review request in plain words. Your browser helper can fill the agency's online form and stop before Submit, and every later stage gets its own date.
It handles the paperwork only: it never decides whether you are disabled or how many points you should get, and it gives general information, not legal, medical or financial advice. If your email, Google Drive or calendar is connected, it can find the letters, save the map and add the dates, and it asks first. It never sends or submits anything for you.
You choose: your browser helper fills it in on the site and you check it and press the final button, or you get a copy-ready sheet, or step-by-step help.
Ask. Works in the AI apps it's made for. Paste or upload what you have, and it does the job right there in the chat.
Works with your apps. If you've connected your email, your cloud files or your calendar to your AI app, it can use them to do more of the job for you. You choose: it works without them too, from what you paste or upload.
Does it for you. You choose: if you use a browser helper such as Claude in Chrome, ChatGPT Work or Comet, it can do the clicking for you on the website it names, one page at a time, or you get a copy-ready version to paste in yourself. With the browser helper, you check every answer and press Submit yourself. It never types your passwords or card numbers.
Remembers you. It keeps your health file in one place you own: your AI app or your own cloud drive, never on Trilly. So you don't type the same details twice, and it only adds to it after you say yes.
Works over days. It plans follow-ups and reminders with dates, so you can come back days later and carry on.
Works with your apps.
Does it for you.
Once it's added, ask your AI something like this. Not sure it loaded? Is my skill working?
My disability benefit was refused. How long do I have to challenge it, and what evidence do I need?
To check it's working, the answer should start with "DISABILITY BENEFIT CHALLENGE".
pip mandatory reconsideration how to
ssdi reconsideration 60 days
A$39
Buy for A$39New in version 1.0.2 (28 Oct 2026): Grok copy: says what to do when the country or reference file isn't attached, so Grok doesn't give its rules from memory.
Added through your linked AI? You already have it. Downloaded a copy? Download the new version.